.homeowners-page main { background:#fff; }
.guide-width { width:min(var(--content),calc(100% - var(--gutter)*2)); margin-inline:auto; }
.guide-intro { position:relative; isolation:isolate; display:flex; align-items:center; min-height:min(480px,calc(100svh - 220px)); padding-block:64px; background:#F7F5EF; }
.guide-intro:after { content:""; position:absolute; inset:0; z-index:-1; background:linear-gradient(90deg,rgba(247,245,239,.94) 0%,rgba(247,245,239,.87) 30%,rgba(247,245,239,.4) 58%,rgba(247,245,239,.08) 100%); }
.guide-masthead { min-width:0; }
.guide-masthead h1 { font-size:64px; line-height:1.06; font-weight:600; margin-bottom:22px; max-width:580px; }
.guide-deck { font-size:20px; line-height:1.5; color:#303C33; max-width:520px; }
.guide-cover { position:absolute; inset:0; z-index:-2; margin:0; }
.guide-cover img { display:block; width:100%; height:100%; object-fit:cover; object-position:center 55%; }
.guide-layout { display:grid; grid-template-columns:180px minmax(0,1fr); gap:68px; align-items:start; }
.guide-index { position:sticky; top:146px; padding-top:40px; }
.guide-index nav>p { font-size:11px; color:#637568; text-transform:uppercase; font-weight:650; margin-bottom:16px; }
.guide-index ol { list-style:none; padding:0; margin:0; }
.guide-index a { display:flex; gap:14px; align-items:baseline; padding:11px 0; border-bottom:1px solid var(--line); font-size:12px; font-weight:550; line-height:1.5; }
.guide-index a span { color:#718374; font-size:10px; }
.guide-index a:hover { color:#44654E; }
.guide-body { min-width:0; }
.guide-chapter { padding-block:42px; border-bottom:1px solid #D5DAD3; scroll-margin-top:142px; }
.guide-chapter:last-child { border-bottom:0; }
.guide-kicker { color:#526E5B!important; font-size:11px!important; font-weight:650; margin-bottom:14px!important; }
.guide-chapter h2 { font-size:32px; line-height:1.18; max-width:700px; margin-bottom:20px; font-weight:620; text-wrap: wrap; }
.guide-chapter h3 { font-size:18px; line-height:1.3; font-weight:600; }
.guide-chapter p { color:#535E56; font-size:16px; line-height:1.7; max-width:74ch; margin-bottom:18px; }
.guide-chapter p:last-child { margin-bottom:0; }
.guide-chapter .guide-lead { font-size:20px; line-height:1.5; color:var(--ink); max-width:65ch; margin-bottom:22px; }
.guide-chapter .guide-small { font-size:13px; line-height:1.7; }
.guide-three { display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); gap:28px; margin-block:28px; }
.guide-three article { border-top:2px solid #ABC0B0; padding-top:15px; }
.guide-three article>span { display:block; font-size:11px; color:#58725E; margin-bottom:11px; }
.guide-three h3 { font-size:17px; margin-bottom:9px; }
.guide-three p { font-size:13px; line-height:1.7; }
.guide-takeaway { border-left:3px solid #8EA596; padding:3px 0 3px 20px; margin-block:26px; }
.guide-takeaway strong { display:block; font-size:12px; color:#43614C; margin-bottom:8px; }
.guide-takeaway p { font-size:15px; color:var(--ink); }
.guide-deeper,.resident-accordion details { border-top:1px solid #D5DAD3; }
.guide-deeper summary,.resident-accordion summary { display:flex; align-items:center; justify-content:space-between; gap:24px; list-style:none; font-size:14px; font-weight:600; padding:18px 4px 18px 0; line-height:1.5; }
.guide-deeper summary::-webkit-details-marker,.resident-accordion summary::-webkit-details-marker { display:none; }
.guide-deeper summary:hover,.resident-accordion summary:hover { color:#44654E; }
.guide-deeper summary:focus-visible,.resident-accordion summary:focus-visible { outline-offset:0; }
.guide-toggle { position:relative; width:14px; height:14px; flex-shrink:0; color:#5F7A66; }
.guide-toggle:before,.guide-toggle:after { content:""; position:absolute; background:currentColor; }
.guide-toggle:before { width:12px; height:2px; top:6px; left:1px; }
.guide-toggle:after { width:2px; height:12px; top:1px; left:6px; }
details[open]>summary .guide-toggle:after { display:none; }
.guide-details-body,.resident-faq-answer { padding:0 28px 22px 0; }
.guide-details-body p,.resident-faq-answer p { padding:0; font-size:14px; line-height:1.7; margin-bottom:14px; max-width:74ch; }
.guide-details-body p:last-child,.resident-faq-answer p:last-child { margin-bottom:0; }
.guide-list { display:grid; grid-template-columns:1fr 1fr; gap:10px 30px; padding-left:18px; margin-block:18px 0; font-size:14px; color:#535E56; }
.guide-benefits { margin-top:20px; }
.guide-benefits article { display:grid; grid-template-columns:minmax(0,1fr) minmax(0,2fr); gap:24px; align-items:start; border-top:1px solid #D5DAD3; padding-block:18px; }
.guide-benefits article:last-child { padding-bottom:0; }
.guide-benefits h3 { font-size:16px; line-height:1.5; margin:0; }
.guide-benefit-copy p { margin-bottom:10px; }
.assessment-graphic { margin:30px 0; }
.assessment-source { text-align:center; padding:20px; background:#EDF2ED; border-top:2px solid #78917D; }
.assessment-source>span { display:block; font-size:11px; color:#506A57; margin-bottom:8px; }
.assessment-source>strong { font-size:20px; line-height:1.4; font-weight:600; }
.assessment-branches { display:grid; grid-template-columns:1fr 1fr; gap:28px; padding-top:32px; position:relative; }
.assessment-branches:before { content:""; position:absolute; width:1px; height:18px; top:0; left:50%; background:#9CAA9D; }
.assessment-branches:after { content:""; position:absolute; height:15px; border:1px solid #9CAA9D; border-bottom:0; top:17px; left:24%; right:24%; }
.assessment-branches>div { padding:20px 20px 16px; border-top:3px solid #8BA3B1; background:#F0F4F5; }
.assessment-branches>div:last-child { border-color:#78917D; background:#EDF2ED; }
.assessment-branches .diagram-label { font-size:11px; font-weight:600; color:#4F6572; margin-bottom:10px; }
.assessment-branches>div:last-child .diagram-label { color:#4B6653; }
.assessment-branches h3 { max-width:260px; font-size:18px; }
.assessment-branches ul { padding-left:17px; margin:14px 0 0; font-size:13px; line-height:1.7; color:#535E56; }
.assessment-branches li { margin-bottom:5px; }
.assessment-graphic figcaption { padding-top:12px; font-size:11px; color:#626E64; line-height:1.6; }
.guide-subhead { margin-bottom:12px; }
.reserve-sequence { display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); list-style:none; gap:24px; padding:0; margin:28px 0; }
.reserve-sequence li { border-top:1px solid #B7C7BA; padding-top:14px; }
.reserve-sequence span { display:block; font-size:12px; color:#6F8B77; margin-bottom:12px; }
.reserve-sequence strong { display:block; font-size:14px; line-height:1.5; margin-bottom:7px; }
.reserve-sequence p { font-size:13px; }
.responsibility-ledger { margin-top:28px; }
.responsibility-ledger article { display:grid; grid-template-columns:180px minmax(0,1fr); gap:28px; border-top:1px solid #D5DAD3; padding-block:22px; }
.responsibility-ledger article:last-child { border-bottom:1px solid #D5DAD3; }
.role-label span { display:block; font-size:11px; color:#66806E; margin-bottom:9px; }
.role-label h3 { font-size:21px; margin-bottom:7px; }
.role-label p { font-size:12px; color:#627669; line-height:1.5; }
.responsibility-ledger article>div:last-child p { font-size:14px; }
.document-directory { margin-block:26px 20px; }
.document-directory>div { display:grid; grid-template-columns:1fr 1fr; gap:28px; border-top:1px solid #D5DAD3; padding-block:19px; }
.document-directory>div:last-child { border-bottom:1px solid #D5DAD3; }
.document-directory dt span { display:block; font-size:12px; color:#627669; line-height:1.5; margin-bottom:6px; }
.document-directory dt strong { display:block; font-size:16px; font-weight:600; }
.document-directory dd { margin:0; font-size:14px; line-height:1.7; color:#535E56; }
.before-project { padding:24px; background:#F4F6F2; margin-top:26px; border-top:2px solid #ABBDAE; }
.before-project h3 { font-size:19px; }
.before-project ol { padding-left:20px; margin:16px 0 0; font-size:14px; color:#535E56; }
.before-project li { padding-left:5px; margin-bottom:12px; }
.before-project li:last-child { margin-bottom:0; }
.before-project strong { color:var(--ink); }
.resident-accordion { margin-top:26px; }
.guide-closing .guide-signoff { margin-top:24px; font-weight:600; color:#48644F; font-size:14px; }
@media(max-width:1000px) {
.guide-layout { grid-template-columns:150px minmax(0,1fr); gap:36px; }
.guide-three { gap:18px; }
.guide-three h3 { font-size:16px; }
.responsibility-ledger article { grid-template-columns:140px minmax(0,1fr); gap:22px; }
.assessment-branches { gap:20px; }
.assessment-branches>div { padding:16px; }
}
@media(max-width:760px) {
.guide-intro { min-height:360px; padding-block:44px; }
.guide-intro:after { background:rgba(247,245,239,.8); }
.guide-cover img { object-position:60% center; }
.guide-layout { display:block; }
.guide-index { position:static; padding-top:22px; }
.guide-index nav { display:flex; align-items:baseline; gap:22px; padding-bottom:12px; border-bottom:1px solid #C8CEC7; }
.guide-index nav>p { flex-shrink:0; }
.guide-index ol { display:flex; flex-wrap:wrap; gap:0 20px; }
.guide-index a { border:0; font-size:11px; padding-block:6px; gap:8px; }
.guide-chapter { padding-block:34px; }
}
@media(max-width:540px) {
.guide-masthead h1 { font-size:38px; max-width:330px; }
.guide-deck { font-size:17px; }
.guide-deck br { display:none; }
.guide-index nav { display:block; }
.guide-index nav>p { margin-bottom:10px; }
.guide-index ol { display:grid; grid-template-columns:1fr 1fr; gap:0 18px; }
.guide-chapter h2 { font-size:27px; margin-bottom:16px; }
.guide-chapter p { font-size:15px; }
.guide-chapter .guide-lead { font-size:18px; }
.guide-three { grid-template-columns:1fr; gap:18px; margin-block:24px; }
.guide-three article { display:grid; grid-template-columns:76px 1fr; gap:4px 16px; padding-top:12px; border-top-width:1px; }
.guide-three article>span { grid-row:span 2; margin:3px 0 0; }
.guide-three h3 { font-size:17px; margin:0; }
.guide-three p { font-size:13px; }
.guide-takeaway { padding-left:16px; margin-block:22px; }
.guide-takeaway p { font-size:14px; }
.guide-list { grid-template-columns:1fr; gap:12px; }
.guide-benefits article { grid-template-columns:1fr; gap:8px; padding-block:16px; }
.guide-details-body,.resident-faq-answer { padding-right:0; }
.guide-details-body p,.resident-faq-answer p { font-size:14px; }
.assessment-source>strong { font-size:18px; }
.assessment-branches { gap:12px; }
.assessment-branches>div { padding:14px 12px; }
.assessment-branches h3 { font-size:16px; }
.assessment-branches ul { font-size:12px; padding-left:14px; }
.assessment-branches .diagram-label { font-size:10px; }
.assessment-graphic figcaption { font-size:10px; }
.reserve-sequence { grid-template-columns:1fr; gap:16px; }
.reserve-sequence li { display:grid; grid-template-columns:26px 1fr; gap:5px 12px; padding-top:12px; }
.reserve-sequence span { grid-row:span 2; margin:0; }
.reserve-sequence strong { margin:0; }
.reserve-sequence p { font-size:13px; }
.responsibility-ledger article { grid-template-columns:1fr; gap:12px; padding-block:20px; }
.role-label { display:grid; grid-template-columns:24px 1fr; gap:4px 12px; }
.role-label span { grid-row:span 2; margin:5px 0 0; }
.role-label h3 { font-size:20px; margin:0; }
.role-label p { font-size:12px; margin:0; }
.document-directory>div { grid-template-columns:1fr; gap:10px; }
.before-project { padding:20px; }
.guide-deeper summary,.resident-accordion summary { font-size:14px; gap:16px; }
}
@media(max-width:340px) {
.guide-masthead h1 { font-size:35px; }
.assessment-branches { grid-template-columns:1fr; gap:14px; padding-top:18px; }
.assessment-branches:after { display:none; }
.assessment-branches h3 { max-width:none; }
}